PRISM Law

Estate Planning for the Sandwich Generation: Caring for Both Sides of the Family

The Pressure of the Middle — and the Power of Planning

Being part of the Sandwich Generation—caring for aging parents while raising children—can feel like living two lives at once. It’s emotionally draining and financially challenging. Yet within that pressure lies an opportunity: the chance to create stability and clarity through thoughtful, proactive estate planning.

At PRISM Law, we understand the unique challenges facing families in this position. Our team focuses on building comprehensive, tax-efficient, and family-centered estate plans that work seamlessly across generations.

Supporting Everyone, Now and Later

An effective estate plan shouldn’t only protect what you’ll leave behind—it should also help manage what you’re balancing today.

Here’s how we can help:

  • Trust-based planning: Custom revocable and irrevocable trusts can provide support for your parents now while preserving assets for your children’s future.
  • Gifting strategies: Tools like annual exclusion gifts or direct payments for medical or educational expenses can bring immediate relief to loved ones without triggering gift taxes.
  • Long-term care planning: Our team assists with Medicaid and asset protection strategies designed to safeguard your family’s financial well-being against high nursing home costs.

These strategies provide real-time support while maintaining long-term security—a balance every member of the Sandwich Generation needs.

Planning for the Unexpected

Emergencies rarely come with notice, but estate planning ensures you’re ready for them.

Every member of the Sandwich Generation should consider having:

  • A durable power of attorney for financial decisions
  • A health care proxy and HIPAA authorization for medical advocacy
  • A living will to document care preferences

These essential documents help keep decision-making within your family and prevent court involvement during already stressful times.

At PRISM Law, we make sure your plan is complete, current, and enforceable—so you can focus on what truly matters.

Easing Future Stress with Honest Conversations

Estate planning isn’t just paperwork—it’s about decisions, communication, and connection. Starting conversations about long-term care, asset management, or family responsibilities can feel uncomfortable, but it’s one of the most compassionate things you can do.

A clear plan reduces:

  • Family tension during emotional times
  • Confusion about roles and responsibilities
  • Delays in accessing critical financial or medical resources

Our team facilitates family-inclusive consultations that bring clarity, alignment, and peace of mind for everyone involved.

The Next Step: Start with Compassion, Build with Confidence

At PRISM Law, we guide families through every stage of estate planning with:

  • Personalized strategies tailored to your family’s goals
  • Ongoing support as your needs evolve
  • Practical legal guidance that makes the process clear and stress-free

Build Peace of Mind for Everyone You Love

Estate planning isn’t just a legal task—it’s a legacy of care. By creating a plan that supports both your parents and your children, you’re building security and harmony for generations to come.

Take the first step today. Let’s build your plan—and your peace of mind—with PRISM Law.